Special Offer: Get your website for just $69 plus many great bonuses

 Build your website with the finest designer in town Marguerite Jasmin today.  She is a great, smart and experienced designer and she is offering her services at a low discounted rate at $69 to get a professional website with nine great bonus stuffs just for purchasing a professional website. This too good to be true but it’s really true and you get it as soon as your website is ready and running.
Bonus: You get all this at no additional cost;
•    A domain name of your choice
•    Your own hosting account
•    6 custom email addresses
•    WordPress  installation and setup
•    5 pages
•    Automatic translation tool
•    Hit counter
•    Mobile-friendly design
•    Support and updates to your site for a week
You don’t need to be a programmer or an internet guru to access and update your website because it is;
    User friendly: If you can use Facebook and email, then you can update your site.
    Fast service: You get lightening fast delivery. In 5 business days you can get your site.
    Affordable: You will not find a better value on the market.
    Beautiful: Eye catching designs for business and personal websites. Your sites comes with social media integration.
Check out some of the websites created for her clients:

Why choose her services?
Marguerite Jasmin is a champion in web design and web development in the world. She creates and supplies high quality advanced websites at very cheap and affordable prices for corporate bodies and individuals. Whether you want an eCommerce website, social network website, dating website, news and entertainment website, blogging website or website of any kind, Marguerite Jasmin is the best designer for you.


Don't just make money online, build a buisness!

All over the world, people with internet access are hoping and trying to make money online.

Everyday, on Facebook, hundreds of thousands of people are actively looking into new and old ways to make money from the Internet. Unfortunately, most of the things they will try will not work.

African business man

Making money online: why it doesn't work

To be clear I am not saying people cannot make money online. On the contrary I’ve been making money online for more than ten years and I have followed the journeys of several other people who have made even more money than me. It’s not only possible to make money online it’s being done every day.

However many people get the wrong idea when it comes to using the internet to make money. I’m basing my observations primarily of what I see on Facebook in groups dedicated to people looking to make money online.

Make money online with Facebook groups

The first thing I see is that most people do not want to invest their time to make money. You would think that they wouldn’t want to invest money; actually it’s easier to convince them to invest a little money than it is to convince them to invest a little time and effort.

If you post an ad telling people they will make money without doing anything and all they have to do is pay a little money you will get lots of response and a lot of people wanting to join in. If you post a similar ad telling people there is no money to invest but it requires a lot of time and effort you most likely will not find anybody interested.

Now imagine what happens when you tell them that they not only need to invest some money but they also have to invest a lot of time and effort. Then you understand why most people fail to make money online.

At the end of the day, most people do not make money online because they are trying things that don’t work. And when presented with legitimate opportunities that actually work they refuse to try them. Or worse, they try them and then give up without going even half way through so they never see any results. And then you hear stories about how they lost money online.

How to identify work from home opportunies that work

First, let’s start with the ones that don’t work. How can you tell when someone invites you to join their team or their business that it will not work? The best way to tell is based on experience. Have you tried something similar in the past? Did it work? If it didn’t then you know this one will not work either. You can also ask your friends and contacts or better yet, Google it and go through as many reviews as you can. Find unbiased reviews on reputable sites, case studies are even better. If most reviews are negative then stay away from it. Another hint that something doesn't work is when group admins are telling people not to post them. If you see several groups in which these offers are not allowed, you know that there's something wrong with these offers.

I have a simple personal rule. If I cannot understand how money is being made in a business, I do not join it. If you ask someone to explain a business to you and you cannot even after a lengthy explanation understand how it works, then you probably should not join.

I also do not take part in businesses where the people who are being recruited are not told the whole truth about the business model.

I remember being invited to a network marketing business several years ago. I went to meetings and found them inspiring. I also purchased the products they were selling and most of them were very good. But when I looked at the business I could tell that the top earners were not making most of their money from the actual business model, the numbers did not add up. In fact they made the bulk of their money from convincing others to join in their network and from having these people paying for a bunch of other products and services that are not part of the business they are promoting.

Basically they were not teaching the people they were recruiting the real ways they were making money. So I didn’t join that business. And surely enough a few years later, the people trying to recruit me had left and they never made any profit and the top earners were exposed for their tactics. Sure I could see the potential for making some money in that business but the people being recruited into the business were not told the whole truth so I could not be part of that.

This applies to practically any business where the main focus is to recruit people. If you only make money when you recruit people then ask yourself this, what value does that business bring? What does it produce? Where is the money that is promised to the new people joining in coming from?

Being independent vs. working for someone else

What surprised me is that most people who want to work from home don’t actually want to be their own boss. They do not want any of the cost, responsibility or risk associated with being a business owner. What they actually want is for someone to outsource work to them. And there is nothing wrong with that. However this does mean that these people do not have an entrepreneurial spirit. They are just looking for people to assign them tasks to complete and they are contempt to get some money for these tasks.

Then you have another group of people who want to work from home and have their own business. They want to create, innovate, bring value, solve problems. They don’t just want to have a salary they want to be rewarded for their contribution to the economy and to the world! They are innovators. These people are independent, they don’t just look for employers they search for partners and investors, they search for customers and clients. They want to build and grow their businesses.

Don't just make a few dollars online build a business

I once wrote about the easiest money I have ever made online. I’ve done surveys, referrals and the like. It's fun and gratifying to get money for very little effort. But how much money did I make? Certainly not a full time income. While I do enjoy the fact I can sometimes make money without investing any money, I do understand that any real business requires some form of investment in order to grow.

I think it’s better to build a business than to just make a little money here and there. It’s better to have a plan that you follow that takes you through the process of building an online business that you can grow to the point of making a full time income. And when you reach that point you can continue to grow your business and maybe even sell it for a large amount of money.

Marguerite Jasmin (mj) is a blogger and online entrepreneur author of the Money Making Tips blog. If you want to talk about how you can make money online, get in touch with me on Facebook.


Before we dive in to talk about our main topic, let’s look at a problem statement in advertising; I believe you agree with me that every day of our routine we are bombarded with different advertising messages, whether it is on radio while we’re driving to work, on television during our favorite programs, or in magazines and newspapers. We’re handed flyers while walking down the streets and given tastes of products while walking the aisles of the grocery store. Advertising has entered every area of our lives, and many of us choose to ignore it on many occasions. This might cause you to ask, can advertising and promotional efforts still be effective if we are so saturated with information?
The answer is YES, advertising and promotions can be effective if used properly for targeting the right consumer. One of the main rules in advertising has always been to keep your message simple and consistent, and repeat it often. It has been shown that people remember advertising if they see it with great frequency, which explains why while watching two hours of television you may see the same advertisement two or even three times. That way the message will stand out in your mind.
One of the most important aspect of advertising and promoting a product or service is consistency. Companies ensure the consistency of their message by coordinating all of their promotional activities. This coordination of activities into a system or strategic plan is referred to as integrated marketing communications (IMC). IMC creates a unified message and enhances the effectiveness of reaching the target consumer. Firms will create one message that will be used consistently throughout a marketing campaign. It is important that the promotional strategy also be in alignment with the organizational goals.
There are three major aspects of an IMC plan: research, creative aspects, and the implementation. Research and analysis are used to find the best way to design the product or service, the most effective message and media to use, and the best means to distribute the product or service at the optimal price. The creative aspect is the actual advertising, copywriting, and designing of promotional materials. Implementation is the act of putting the plan together, creating a strategy and seeing it through.
Planning an integrated marketing communications plan also means finding your target market; determining what is unique about the product offering or service you are providing; constructing a positioning strategy for your product or service (building a mental niche in relation to competitor products or services); deciding what the best message would be for your product; and choosing the optimal marketing mix in relation to your allowed marketing budget.
As an example of IMC, suppose Adidas comes up with a promotional “Rock the earth” campaign targeting the youth athletes for its new line of youth athletic shoes. Marketers will do their research to find what media youth athletes use, what time they watch television, what programs they watch, social media platforms they visit, and what types of advertising messages they respond to. Then Adidas will create the promotional materials and ads. They learn what’s important about the athletic shoes the youth wear. Adidas may have TV and magazine ads featuring youth athletes doing extraordinary things. They may also sponsor a youth sporting event like inter-schools competitions or hold a contest for a fan to get one of the shoes for free and for a friend. The message would be clear and consistent: Adidas cares about youth athletes and supports youth athletics.
Ideally, an effective IMC campaign will differentiate the product or service from a competitor’s; generate a flow of leads (which are the predecessors to sales); be consistent with and support the overall branding strategy; cause the company to have a more prominent place in the market; communicate the company’s experience and knowledge; and help to retain existing customers.
Thanks for your time and don’t forget to drop your comments.

Apple Give Away – Snap, Share & Win

August Freebies
Dear readers ,
Shoptomydoor have got something really amazing for you this season.

As part of their culture to appreciate their customers, they are giving out a MacBook Pro Laptop, Iphone 6 and Ipad Mini to customers who ship from now till September 11th, 2015. This is just one of their ways to show you that Shoptomydoor appreciates your patronage.

To win:
  •    Simply snap a picture of your delivery once you receive your package from August 5th to      September 11th
  •     Include a brief comment about your experience with Shoptomydoor with each post.                                                                                                                                                                          They will review all entries and select the 3 most remarkable entries. Winners will be announced on September 16th. So start shopping, shipping and snapping and live the Apple life.
Click here : https://www.shoptomydoor.com/invitations.php?parentid=68369 to learn more about this customer appreciation offer and how to register and enjoy this great offer.


Risk: Often defined as the standard deviation of the return on total investment. Degree of uncertainty of return on an asset. In context of asset pricing theory. A probability or threat of damage, injury, liability, loss, or any other negative occurrence that is caused by external vulnerabilities, and that may be avoided through preemptive action. 

Financial Accelarator

A financial impact that leads to a widespread economic boom or bust. The impact and subsequent reaction creates a feedback loop; as conditions worsen the financial impact becomes more influential. For example, adjustment of interest rates by the Federal Reserves can lead to  increased or decreased spending by consumers.

About Inbox Dollars

Inbox Dollars
What is Inbox Dollars?

 First of all, thanks for visiting my site. I really appreciate. The site is all about business and this article tells you all about Inbox Dollars which helps one to make some money on the other side. I’m assuming you’re browsing Google or some kind of search engine in hopes of finding out how to make some few dollars on the other side. Is good you are doing some search on how to make money on the other side. I’m going to give you all I know about this money making site but it’s not a get money quick program so if you are here for that then this is not for you.

So Inbox Dollars. Let’s talk about it. Money. You need some. You’re looking for some. You want to know how to earn some.

 Online. Let me explain to you what Inbox dollars is. It is a website that can earn you income doing simple tasks such as surveys, playing games, shopping, confirming paid emails and browsing the web.

 Account opening is free. It takes barely 30 seconds or less to open an account. All that’s required is your name, email address, and a password and you are all set to go. You will receive an instant $5 starter bonus when you sign up which more like a gift and it’s all yours for no work done.

 How to earn? There is a wide range of things you can do to earn form this site. The main ones are trial offers, surveys, easy cash things, games, search, referring friends, spinning wheels and more. You can literally start taking surveys right away and earn about $.75 each but it varies.

 Referral program. They have a referral program also which allows you to make some more cash by inviting family and friends to join under you and you earn each time they participate in the activities.

The concluding advantage is that it gives you an opportunity to make some more money on the other side which is pretty cool.


 You have to sign up for lots of stuff. To participate in just about anything especially the trial offers, you have to sign up at different websites. Which may be a bit disturbing. Not only that we have to be careful because sometimes these trial offers require a credit card which may be billed if you read the fine print after the trial period expires.

 Few Bucks. This may not be a big deal to you. Maybe you’re not looking for a full-time income, but just extra cash. That’s fine. As I said early on that it is not a get quick rich program as it may take some time to make some huge bucks. Conclusion Inbox Dollars is a decent website anybody can join and make minimal earnings. You are definitely not going to get rich by joining this website, but you could probably make a few extra bucks per month which could supplement your income or pay some little bills. Click the link to register :

P.S. , Understand the pros and cons to make real money on the other side.


Pros and Cons Many people start their business adventure dreaming of riches and freedom. And while both are certainly possible, the first thing to understand is that there are trade offs when you decide to start a business. Difficult bosses, annoying coworkers, peculiar policies, demands upon your time, and limits on how much money you can make are traded for independence, creativity, opportunity, and power. But by the same token, you also swap a regular paycheck and benefits for no paycheck and no benefits. A life of security, comfort, and regularity is traded for one of uncertainty.
There are definitely pros and cons to starting your own business. To be more precise, the benefits of starting a business include:

 • Control. Even if you like your boss and your job, the possibility remains that you can be laid off at any time. That boss you like so much can be transferred. Your company can go bankrupt. So one advantage of starting your own business is that you are more in control of your work and career. And while that may be comforting, you should also realize that with that control will come increased responsibility and a new set of demands. As the boss, the buck must stop with you. You are the one who has to meet payroll. You are the one who has to make sure that clients and customers are happy. You are the one who must hire and fire the employees. It is not always easy, and you can bet that there will certainly be times when you will look fondly back on your days as an employee, when you had far less responsibility and control.

 • Money. Many people choose to start their own business for the simple reason that they think that they are worth more money than they are making or they want the chance to provide a better life for their family. There is usually a limit to how much money you can make when you are an employee. The good news is that when you are the employer, the entrepreneur, the boss, there are far fewer limits. That can be a good or bad thing; you may make a fortune, or you may go bust. If this kind of uncertainty appeals to you, good, because it is what you will be getting if you start your own business.

 • Creativity and independence. If you feel stagnant in your current job, you won’t feel stagnant for long if you start a business. Running your own business may require you to be the marketing wizard, salesman, bookkeeper, secretary, and president all rolled into one. It is a hectic life. But you may not mind that. It’s kind of like the Calvin and Hobbes cartoon in which Calvin’s mother tells him to make his bed. Calvin decides to build a robot to make the bed for him. When Hobbes asks, “Isn’t making the robot more work than making the bed?” Calvin answers, “It’s only work if someone makes you do it!” The same holds true when the business is yours—it often doesn’t feel like work because no one is making you do it.

 • Freedom. Working at your own business gives you the flexibility to decide when and where you will work. You decide your hours and place of business. The freedom that comes with being your own boss, where no one can tell you what to do or how to do it, may be the best thing about being an entrepreneur.

 But there are also downsides to starting your own business:

 • Uncertainty. As indicated, the life of an entrepreneur is not necessarily an easy one. Is it fun? Yes. Is it challenging, exciting, and spontaneous? You bet. But it is not easy. The hardest part of being in business for yourself is that there is no steady source of income; a paycheck does not come every two weeks.

 • Risk. What is an entrepreneur? An entrepreneur is someone who is willing to take a risk with money to make money. Not all entrepreneurial ventures are successful. The willingness to take a smart, calculated risk is the hallmark of a smart entrepreneur. But even calculated risks are still risks. You could make a million or you could go bankrupt.

 • Lack of structure. Many people like the structure of working for someone else. They know what is expected of them and what they need to accomplish each day. This is not true when you work for yourself. The work is very unpredictable. You need to consider carefully both the risks and rewards of entrepreneurship before deciding to jump in. It is easy to become infatuated with the idea of owning your own business. But if you are going to do it right, if you are going to be successful, you need to take emotion out of the equation. You have to begin to think like a businessman, consider the risks, and make an informed, intelligent, calculated decision


Full time Vs Part time Various people treat home based business ideas in different ways. Though some people like to run with a home based business idea as a full time business, others like to take up a home based business idea as a part time activity only - maybe just to test it first. However, each approach has its own pros and cons. Home based business idea - Part time The first option is to start with your home based business idea as a part time job. A number of entrepreneurs take this approach. This approach helps you in mitigating the risk that is generally associated with starting a new business. In case your home based business idea fails, you at least have your job intact. Once you have your home based business idea doing well, you can take it up as a full time business. The main problem with operating a home based business idea as a part time business is maintaining the balance between your part time home based business idea and your full time job. If you don't plan really well, you might end up messing up with both (which is the last thing you would want). Also, running your home based business idea in spare time will mean that you don't have any time for your family and friends. Moreover, maintaining the focus on two things (your full time job and your home based business idea) is not an easy job. Also, the growth of your home based business idea will be much slower than what it could be if you were running it as a full time business. Home based business idea - Full time If you plan to take the plunge straight away, you might leave your full time job and start with your home based business idea. However, in such a case you need to be sure of the success of your home based business idea. You should have vetted your home based business idea enough so as to give you the confidence of going all out. Even then, you must have a back up plan just in case the home based business idea doesn't deliver as per your expectations. Also, do not put in all your savings into your home based business idea, put aside some amount to cover your living expenses too. However, running your home based business idea as a full time job will help you in maintaining a better balance between work and family (as compared to operating your home based business idea as a part time activity). Also, with more time on hand, you would be able to plan and implement better and hence see your business grow even faster. Article Source: http://EzineArticles.com/178442

Small things that make a big difference in business

What one small thing can I do in My Business today that costs me close to nothing but gives my customers a delight – a warm feeling? To answer this question, let us look at the following small steps that can have a huge impact:
 • Welcome: Always welcome customers with a broad smile whether you are in a good mood or not and whether they just came in for inquiries or for your services being it young or old, just be nice to everybody.

 • Smile: Have a positive attitude and smile every time you pick up the phone or when someone walks in the door.

 • Acknowledge: Spend a few time going around chatting with customers telling them how delighted you are to have them in your network and if possible organize one or two customer/network event inviting few customers for coffee.

 • Appreciate:  Customers; send a thank you note every time a new client signs on with you. Also thank any customer who refers another customer to your business. Employees; Always look out for the good things your employees do and praise them rather than the wrongs and criticize them, after all they are going to deal with your customers so be careful how you relate with your employees.

 • Feedback: Check in with your current clients and your referral sources and ask for feedback which is very important in running a successful business.

 • Do not over commit: Exceed expectations. You don’t have to give 150% service, even 101% can have an impact. Just make sure you under commit and over deliver, rather than over commit and under deliver and give a shock to the customer.

 • Listen: Listen to your customers query, complains, choices, demands, etc. the problem here is that , most businesses or firms make provision for only “literate” customers by providing a little complaint box at the office asking them to drop their complains in it. What about the “illiterates” who are also customers to the firm? Make provision for all.

 • Stop, Think and Act: Spend a little time everyday thinking about one small thing you can do for someone. Don’t ever act under pressure rather stop, then think and then act.

 • Make a difference: Call to check in with your current clients, past clients, prospects, referral sources and everyone in your network. Pick one or two people per day and call to see how they’re doing and if you can help them in anyway. Please leave your views and comments below. I appreciate them.

Africa Business Communities launches Platform for Business Bloggers

Africa Business Communities launches Platform for Business Bloggers
10-03-2015 14:18:00 Africa Business Communities is looking for bloggers in or operating in the continent of Africa who are writing about business. We are currently building a team of business bloggers in Africa. Are you a blogger in Africa with insight into the African business climate? Then we might be looking for you. Are you blogging on a professional level and are your posts worth reading by the business communities in Africa and all over the world? Then let us know! We do not offer you financial compensation for publishing your articles, but we can give you a huge stage for publishing your thoughts and views. Interested? Send an e-mail to Andrea Ayemoba at andrea@africabusinesscommunities.com, Business Developer at Africa Business Communities. Please note that we need to be able to read an example of what you are publishing or want to publish. We look forward to working with you! source:http://www.africabusinesscommunities.com

Top five questions about network marketing

Pyramid is illegal

1. Isn't this a pyramid?

Pyramids are illegal in all 50 states, and
the business I'm involved in is a legal
network marketing business. The primary
difference, according to the Attorney
General (this information is available on
most State Attorney General websites), is
if this were a pyramid, you would get
paid a fee to recruit people into your
business. In my business, I only get paid
if products are sold from the company to
someone within my network--either a
customer or associate. Also, in a pyramid
scheme, the only people who make
money are those who get in first, but in
my company everyone has an equal
opportunity to make money and become
the top income-earner in the company.
Can you see how this isn't an illegal

2. Do people really make money doing this?

Yes, but the only people who do are those
who treat this like a business and work at
it every day. Money is made when
products or services are sold within your
network, so if you want to earn a solid
income, you'll need to recruit a network
of people who are buying and selling
products or services. The company
provides excellent training and will be
there to help you succeed, but ultimately
the success or failure of your business is
up to you.

3. Does this require sales?

Do you enjoy sales? If not, that's great,
because you don't have to be a
salesperson in order to succeed. This is a
business of sharing information, and
there are great tools that'll help you
present the products/services and
business to your candidates. All you do
is work with those who are interested.
Now, if you like sales, that's also great;
people who are good at sales often do
very well in this business.

4. How much time does this require?

That'll depend upon your goals. If you
would like to make a few dollars a
month, you could probably invest five
hours a week or less. However, if you
want to develop a full-time income so
that you can fire your boss and enjoy
more freedom of time, then you'll need to
invest at least 15 hours a week. The
great part is that there are tools to help
you leverage that time.

5. Do I have to talk my friends and family into network marketing, too?

This can be a life-changing business.
Those who succeed enjoy complete time
and financial freedom, and you should
only offer this business to those who
want the benefits.

Source: www.RodNichols.com .
HERE is my personal network marketing company I am working with:
you can contact me on +233279069135.

Network Marketing-It's an Asset, Not a Job.

Network Marketing-It's an Asset, Not a Job.
By Robert Kiyosaki

I am sometimes asked, "Why do so few people make it to the top of their network marketing system?"

The truth is, the top of the network marketing system is open to everyone-unlike traditional corporate systems, which allow only one person to reach the top of the company. The reason most people do not reach the top is simply because they quit too soon. So why would someone quit short of the top?

Most people join only to make money. If they don't make money in the first few months or years, they become discouraged and quit (and then often bad-mouth the industry!). Others quit and go looking for a company with a better compensation plan. But joining to make a few quick dollars is not the reason to get into the business.

The Two Essential Reasons to Join a Network Marketing Business

**Reason number one is to help yourself.
**Reason number two is to help others.

If you join for only one of these two reasons, then the system will not work for you.
Reason number one, means that you come to the business primarily to change quadrants-to change from the E (Employee) or the S (Self-employed) quadrant to the B (Business owner) or I (Investor) quadrant.

This change is normally very difficult for most people-because of money. The true E or S quadrant person will not work unless it is for money. This is also what causes people to not reach the top of the network marketing system: they want money more than they want to change quadrants.

A "B" quadrant or "I" quadrant person will also work for money, but in a different way. The B quadrant person works to build or create an asset-in this case, a business system. The I quadrant person invests in the asset or the system. The beauty of most network marketing systems is that you do not really make much money unless you help others leave the E and S quadrants and succeed in the B and I quadrants. If you focus on helping others make this shift, then you will be successful in the business. As a B or an I, sometimes you don't get paid for years; this, a true E quadrant or S quadrant person will not do. It's not part of their core values. Risk and delayed gratification disturb them emotionally.

Delayed Gratification and Emotional Intelligence

One of the beauties of network marketing is that it focuses on developing your emotional intelligence as well as your business skills. Emotional intelligence is an entirely different matter from academic intelligence. In general, someone with high emotional intelligence will often do better than someone with high academic intelligence but low emotional intelligence. That explains, in part, why some people do well in school but not so well in the real world.
The ability to delay gratification is a sign of higher emotional intelligence. In a recent study of emotional intelligence, it was found that people who could delay gratification often led more successful lives than those who could not. This is why the educational system inherent in a good network marketing opportunity is so important. It's the emotional education or emotional intelligence aspect of their programs that I find so valuable for people.

Many people write me and tell me they loved my book, Rich Dad, Poor Dad, but I fear that many of them don't get the most important point of the book:

Lesson #1, "The rich don't work for money."

Once I have built or bought an asset, that asset works hard to make money for me. But I will not work for money-I will work only to build or buy assets. Those assets make me richer and richer, while I work less and less. That is what the rich do.

The poor and middle class work hard for money, and then buy liabilities instead of investing in assets.

What Kind of Asset is a Network Marketing Business?

Remember, there are two reasons required to be successful in network marketing: to help yourself, and to help others. Reason number one means helping yourself get to the B side of the quadrant.

What about reason number two?
The beauty of most network marketing systems is that you don't really make much money unless you help others leave the E and S quadrants and succeed in the B and I quadrants.
If you focus on helping others make this shift, then you will be successful in the business.

If you only want to teach yourself to be a B quadrant and I quadrant person, then a true network marketing system won't work for you. You may as well go to a traditional business school, which focuses only on your becoming a B quadrant person.

The beauty of a network marketing business is that your goal is to create assets, which are other B's working under you-and their job is to create other B's working under them.

In traditional business, the focus is for the B to have only E's and S's working for them.
The type of business I was taught to build is a business with me at the top and E's and S's at the base. I really don't have room at the top for many other B's, which is why in my businesses, I strongly recommend that all my employees look into network marketing as their own part-time businesses.

The traditional corporate system really is a pyramid, because there are a few B's and I's near the top, and more E's and S's at the base.
A network marketing system is a reverse pyramid: its primary focus is to bring up more and more B's to the top.
One type of pyramid, the traditional type, has its base on the ground; the other type has its base in the air. It's a pyramid that pulls you up instead of pushing you down. A network marketing business gives everyone access to what used to be the domain only of the rich.
This article is excerpted by permission from The Business School for People Who like Helping People, by Robert T. Kiyosaki, with Sharon Lechter, CPA, authors of Rich Dad, Poor Dad."
Put Together By: Ras Dov de Emperor


1. Choose wisely.

There are six key
elements you should be looking for [when
selecting an opportunity]. Number one:
stability. How old is the company?
Number two is excellent products or
services that consumers will use and
need more of.
Number three is the pay plan--how even
and fair and generous overall is the
distribution? This is really crucial as the
pay plan represents exactly how you'll
get paid--or not get paid. There are really
only two questions to ask [regarding
this]: How many pennies out of each
sales dollar get paid back to the
distributors each month, and how fair is
the distribution of these pennies between
the old members and the new members?
Number four is the integrity of the
company and the management. As much
as possible, [investigate] the experience
of the CEO, [their] experience in the
network marketing industry, and their
background. [Have] they been successful
in other companies in the industry? Do
they have a good reputation?
Number five is momentum and timing.
Look at where the company's at, what's
going on with the company, and if it's
Number six is support, training and
business systems. You may have
[chosen] a great company with excellent
management, products that make a
difference, a pay plan that's uniquely fair
and very generous, and momentum and
stability, but if you don't have a system
in place that works, all of that [doesn't
matter]. Most companies will have a
transferable training system that they
use, and that's where mentorship comes

2. Practice what they teach.

[To succeed,]
you need to be willing to listen and learn
from mentors. The way this industry is
structured, it's in the best interests of the
[MLM veterans in your company] to help
you succeed, so they're willing to teach
you the system. Whatever [your mentor]
did to become successful, it's very
duplicatible, but you have to be willing to
listen and be taught and follow those

3. The higher-ups.

It can be called various
things, but the general term is the
"upline," meaning the people above you.
How supportive are they? Do they call
you? Do they help you put a plan in
place? Are they as committed to your
success as they are to their own? You
should be able to relate to [the people in
your upline] and be able to call them at
any time to say "I need some help." How
much support there is from the people
above you in the company is very

4. Take up the lead with your downline.

There's a term in the network marketing
industry called "orphans"--when
somebody is brought in and then the
person who brought them in is just so
busy bringing in other people that they
don't spend the time to teach and train
[the new person]. You should be prepared
to spend at least 30 days helping a new
person come into the industry--training
them, supporting them and holding their
hand until they feel confident to be able
to go off on their own. You really need to
ask yourself, are you willing to do that?
Are you able to do that? This is really
about long-term relationship building. It's
not about just bringing people into the
business and just moving forward. It's
about working with these people and
helping them to develop relationships.

5. On the net.

People are utilizing [the
internet] as their main marketing tool.
[You can set up your site] with
autoresponders so when you capture
leads, the autoresponder can follow up
with that person. One of the greatest keys
to success in this industry is follow-up.
Many people will have someone call
them who's interested or they'll call the
person and say they're interested, but
then they don't follow up with it.
Automation on the internet has allowed a
much more consistent method of
following up.
The only drawback with the internet is
people who utilize it to spam. If there was
one thing I could put forward to say, "Do
not do" when utilizing the internet as a
marketing tool, it's spamming because
that can give a very bad reputation not
only to you but also to the company
you're working with.

6. Taking care of business.

This is a
business, and just like if you were
running a franchise or a storefront, you
[should have an] accountant. You have
all the same write-offs tax-wise that you
have with running a [full-time] business,
so it's very important to [do your
research] prior to getting involved, before
you start making money from it. How is
that going to affect you tax-wise? What
are your write-offs?
It's important to set up a [support] team
around you. I'd suggest seeking out
lawyers who deal in network marketing,
so they're very versed in all the laws and
how that affects [your business.]. There
are also accountants who specialize in
dealing with homebased businesses
specifically in the direct-selling industry.

7. Don't quit your day job...yet.

Never leave
your full-time position unless you're
absolutely certain that the income that's
coming in with this company is going to
be there. [Be sure that] you've been with
the company [for awhile] and that you
know it's a stable company, and the
income that you're earning is equal to or
greater than the income you're earning
from your job before quitting.

5 Money Moves Everyone Should Make In 2015.

The year has started already, and you know what that means: It's time to reflect on how your financial goals and dreams panned out in 2014. Did everything go as planned?

If you're like most people, many of your financial aspirations simply fell to the wayside as the year progressed. Still, if you hope to make a positive financial change in 2015, you're not alone. A recent study from Fidelity found that 54 percent of Americans say they consider financial resolutions.
Whether you're happy with the direction you're headed or not, nearly everyone has some room for improvement. Fortunately, the dawning of the brand new year can serve as an opportunity  for a fresh start when it comes to your financial goals. Here are five financial moves everyone should consider making in 2015;

Raise your standards (and your savings rate). According to the Fidelity 2014 New Year Financial Resolutions Study, which surveyed over 2,000 adults ages 18 and older, the biggest financial goals for Americans consistently involve saving more money. And it's easy to see why. Having more money saved and invested could lead to increased financial security, the ability to weather financial storms and even the privilege to retire earlier than planned. No matter your financial situation, raising your savings rate is always a noble goal--and one worth exploring.

Leave debt behind. For most people, 2015 will be brighter and more prosperous if they can leave their debts behind for good. If becoming debt-free is one of your goals, start by taking a hard look at your monthly spending and seeing if there are any obvious expenses you can cut. Look for the low-hanging fruit-- how much money you're spending at restaurants, for example, or how much money shelling out for entertainment. Look for places you can save, and throw any extra money you can find toward your debts until they're gone for good.

Revisit your retirement plans. A recent study from Bankrate found that 36 percent of Americans aren't saving for retirement at all. So if you're saving for retirement in any sort of capacity, you're already ahead of the game. Still it might not be enough. If you save for retirement in a work-sponsored 401(k) plan, start by making sure you're saving at least enough to get your full company match. After that, push your retirement saving percentage upwards as far as it can go -- just until it feels uncomfortable. Save, save and keep saving. One day you'll be glad you did.

Create a monthly budget. A monthly budget is the cornerstone of any successful financial plan. Why? Because having budget forces you to plan how you spend your hard-earned dollars --before they accidentally spend themselves. To get started, sit down and list your monthly expenses and compare it against your monthly income. Create reasonable  spending limits for the categories that cost you the  most --things like groceries , entertainment and transportation. Explore any areas where you might be able to save, and make plans to do just that.

Start an emergency fund. If you don't have an emergency fund, you're already at a disadvantage. Because as we all know, life happens: cars break down, furnaces quit working and surprise medical bills materialize when we least expect them to. Having an emergency fund with three to six months worth of expenses can protect you from falling victim to life's uncertainties. So when life happens, you're prepared.

The end of 2014 can be much more than that; it can also be a new beginning -- a time to think about what you really want out of life and create actionable goals to help you get there. So craft your goals wisely and set yourself up for a year of success. Meanwhile, don't let last year's failures continue into the new year and beyond-- the past should stay there.
Make the right moves, and you could end the year in a much better place than where you started, but only if you keep moving forward.

source: Peace fm